Author: ROXY

Legal Disclosures Your Credit Repair Contracts Must Contain

Stop! Don’t make your client sign those credit repair contracts before reading through this article first. The biggest mistake you can make while engaging in any kind of contractual business with a client, as a credit repair agent, is providing them with an incomplete or inappropriate contract. Contracts are legally binding, which means that making and/or administering the wrong ones can get you in deep trouble. Thankfully, the Credit Repair Organizations Act (CROA) provides legal guidelines for you to follow. It makes it mandatory for credit repair businesses like yours to include the following legal disclosures in their contracts. 1. Payment Amount Charges Your credit repair company must include the full amounts to be charged for its services in the contract. This is what keeps a fraudulent and ill-willed credit repair company from charging their clients for some “additional” and unnecessary charges. As a credit repair agent, this will also help you keep track of your legal and financial records. 2. Itemized List of Services The contract must contain a detailed and itemized list of all the services the credit repair company will provide the client in order to repair their credit score. It should also mention any and all guarantees promised by your company. 3. Tentative Completion Date The credit repair consultants must provide the client with an estimated and tentative date of when the services will be completed. This helps the company keep itself in check...

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Do Bathroom and Kitchen Renovations Add Value to Your Home?

Many real estate experts suggest renovating bathrooms and kitchens, as they significantly impact a house’s overall design. But do bathroom and kitchen renovations add value to your modern house? The clear answer is yes, but this article discusses some other reasons why bathroom and kitchen renovations are so popular among home buyers.   1- Kitchen Remodeling Value Let us tell you that the kitchen is any homebuyer’s favorite place when it comes to buying a remodeled house. Kitchen renovations often give the best return on investment compared to other home renovations. According to the National Board of Realtors, even...

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Five Signs of a Clogged Gutter

When was the last time you got your gutters cleaned? Gutters are a great way to keep water from going everywhere, but they can become clogged if they aren’t cleaned regularly. The longer you wait, the more damage it will cause, speeding roof decay.   Black Streaks on the Siding If you notice black streaks on your siding, this is a sign that the gutters are clogged. This happens because the gutters become filled with debris and start to overflow onto your home’s exterior walls or roof. Dull Patches on the Sidewall Another sign that your gutter is clogged...

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Why You Should Get the Chimney in Your New House Cleaned

Often, when we move into a new place, we work on it to make it better suited to our liking. From setting up a new kitchen island to painting the walls in a tone that speaks more of our taste, we make all the effort to make the house our home. So after so much effort, why overlook an integral part of the building that’s important both aesthetically as well as for safety? Chimneys, presumably an underrated part of the house, are often left neglected by new homeowners who do not deem it necessary to immediately call a chimney...

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How to Prepare Your Backyard for New Year’s Eve

New Year’s Eve is one of the most awaited celebrations of the year. Of course, no New Year is complete without a New Year’s Eve party; beautiful and bright lights, food, music, people, and an ambiance of celebration. You can spend New Year’s Eve in a fancy restaurant, but inviting your friends and family to your house is a much better idea. This way, you’ll be able to spend the evening with people that matter to you the most. Before doing that, there is a list of things that you must look at to make your New Year’s Eve...

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