The Jackson, TN, has been under severe weather warnings 40 times during the past 12 months. Located 70 miles (110 km) east of Memphis, the area is no stranger to harsh weather conditions, ranging from tornados and severe thunderstorms. If your home or office’s roof gets damaged, you should check whether your insurance policy covers the cost of repairs.
Here’s a brief guide to filing an insurance claim for roof repair in Jackson:
Filing an Insurance Claim for Roof Repair in Jackson
Many times, roof damage is caused due to harsh weather conditions like storms. You should take photos of your roof where the damage has occurred to present as proof. Also, take snapshots of your fallen trees and any asset that sustained damage to give as supportive evidence. Ideally, you turn on the date and time stamp when taking the pictures
In addition to that, you should note the date and time of the event, although you can prove this information using a weather report. Documenting what caused your roof damage, along with photographic evidence, will provide you concrete evidence that will allow you to validate your story and increase your chances of receiving compensation.
Hire a Professional Roofing Contractor to Get an Estimate
The evidence of roof damage alone will not help you secure compensation. You must hire a professional roofing contractor before filing an insurance claim to substantiate your losses. Having an accurate estimate by experienced roofers will not only expedite the process but also prevent insurance companies from low-balling your request.
Read the Homeowner’s Insurance Policy
You must go through your homeowner’s insurance policy to determine to the extent to which the policy cover roof damages. Every insurance provider has different plans and procedures, so you must go through all the sections to ensure you have a legitimate claim. Often, it’s better to pay for the repairs to avoid risking your insurance coverage.
The Importance of Professional Roofing Services
Insurance adjusters’ job is to pay as little as possible to clients. They often try to downplay your claim on technicalities. The strongest tool in their arsenal is proving that you neglected roof maintenance to avoid paying for repairs. They use this defense not only to minimize their liability but to deny the entire claim.
If you don’t perform timely repairs and regular maintenance, insurance adjusters might argue that your lack of care made the roof more susceptible to damage. Therefore, we recommend homeowners to work with professional roofers to carry out regular inspections, timely repairs, and preventative maintenance.
About Jackson Commercial and Residential Roofing
Jackson Commercial and Residential Roofing is a premier local roofing company in Jackson. Being among the top residential roofing contractors, the company has employed licensed and insured roofers who provide reliable roofing services at affordable rates. Call 731-609-1026 or visit their website to get started.